Aiden
A venture-funded AI company building an AI loan agent workflow for mortgage origination. Scott brought the funding and provided the platform, the mortgage bank, and the capital for the operation.
Projects
What we build, fund, and operate.
Simonich Financial is an operating firm, not a passive one. These are the companies and transactions behind the advisory.
Current SpotlightActive · VC funded Active · Funded Active Owned & operating Active Co-owner Closed
Recent & active.
CreditDeck
A funded merchant cash advance and small business lending company. Run and operated by Paul Giangrande, a mortgage company owner and call center operator with over 30 years in the industry.
NewTropic
A licensed cannabis manufacturing and distribution plant in Santa Rosa, California. Scott raised over $10 million to fund the operation and served as business development lead.
SiFi Lending
Founder and owner. The current mortgage platform and licence holder, NMLS #2563307, with branded originators operating underneath it.
Simar Holdings
Co-founder. A financial investment company established in 2018 — the vehicle behind Scott's private investment positions and capital partnerships.
Balboa Pacific Insurance Services
Co-owner. Insurance operations adjacent to the lending platform, extending the firm's reach across the full transaction.
Class A self-storage facility
Construction financing for a state-of-the-art climate-controlled Class A self-storage development — a structure requiring lender coordination well outside conventional residential channels.
Scroll or drag →
Past Operations & ProjectsSold 1994 Sold 2018 Co-owner Sold 2018
Built and exited.
RPM Consumer Direct
Founded in 1992 as a consumer-direct lending operation and sold in 1994 — the first company Scott built and exited, and the springboard into BWC Mortgage Services the same year.
Commerce Mortgage
Founded as BWC Mortgage in 1994 and grown over 24 years into a nationwide lender — 27+ branches across multiple states, 300+ employees, and annual funded volume peaking above $3 billion. Sold in 2018 to The Capital Corps, a Los Angeles investment firm run by former executives of Banc of California.
E-Loan Equity Connect
Co-owner of the online home equity lending platform — the same venture co-founded by Mario De Tomasi, which became an industry leader in online home equity origination.
Street Smart Valuations
An appraisal management company built alongside the lending operation — controlling the valuation side of the transaction rather than outsourcing it. Sold in 2018.