Lending
Simonich Financial, Inc. owns the licence and the lending brands that run on it. Mortgage products are delivered through SiFi Lending; branded originators operate underneath it.
SiFi Lending
The full mortgage platform — residential, commercial, DSCR, non-QM, bridge, and private capital. Loan officers can operate directly on the SiFi platform, and branded originators run underneath the same licence.
Two paths for originators: build your own operator brand, or originate directly on the SiFi Lending platform. Both run on one licence, one compliance framework, and one back office.
The Structure
Build your own brand
Operate as a branded originator under the Simonich licence — your name, your marketing, your client relationships. We provide the licence, compliance, lender relationships, capital access, and back office.
Originate on SiFi Lending
Skip the brand build entirely and produce directly on the SiFi Lending platform — full product menu, pricing, and processing from day one, with no separate site or entity to maintain.
What runs through the platform.
Residential
Conventional, FHA, VA, jumbo, refinance, and first-time buyer programs.
Investor & DSCR
Cash-flow qualification for rental portfolios, plus HELOC and cash-out strategies.
Non-QM
Bank statement, ITIN, P&L, and doctor programs for borrowers outside conventional guidelines.
Bridge & Hard Money
Short-term and private capital for time-sensitive and value-add transactions.
Commercial
Commercial and mixed-use financing, including construction and specialty assets.
Private Capital
Direct private lender relationships for structures conventional channels can't reach.
Three ways in.
Private consultation
Private debt and equity consultation for business owners, reviewed on a selective basis.
Request a consultationStart an application
Residential, investor, non-QM, bridge, and commercial financing — applications are taken on the SiFi Lending platform.
Apply on SiFi Lending ↗Join us
Build your own brand under the licence, or originate directly on the platform. Tell us which one fits and we will start the conversation.
Start the conversation