The network behind the platform.
Banking, wholesale, capital, and real estate relationships that give our clients access most independent shops can't reach.
SiFi Lending
The mortgage platform and licence holder — residential, commercial, DSCR, non-QM, bridge, and private capital.
sifilending.com ↗FMZ Loans
A branded originator operating under the same licence — the model for producers who want their own brand with our infrastructure behind it.
fmzloans.com ↗Banking
Depository, warehouse, and correspondent bank relationships — the bank-side access that determines what a lender can actually do, and a direct route for client introductions.
Wholesale Lending
Non-QM, CDFI, and specialty wholesale programs reached through relationships built over three decades of running lenders, rather than through a published rate sheet.
Private Capital
Hard money, bridge, and private lender funding for time-sensitive and value-add transactions that conventional channels are too slow or too narrow to serve.
Real Estate
Brokerage relationships across the East Bay providing referral flow, local market intelligence, and coordination on the transaction side of a financing.
Non-QM Lending
Bank statement, ITIN, P&L, and asset-based programs for self-employed borrowers, investors, and clients who fall outside conventional guidelines.